"A generous person will prosper, whoever refreshes others will
be refreshed." Proverbs 11:25

Strategic Giving Beyond Cash and Securities

Exago has partnered with the National Christian Foundation (NCF) to provide a trusted pathway for receiving complex and non-traditional gifts. Through this partnership, we are equipped to receive a wide range of non-cash assets in a tax-efficient and mission-advancing manner. The Power of Non-Cash Giving with NCF

Examples of complex gifts include:

• Real estate (residential, commercial, or undeveloped land)

• Business interests (privately held stock, LLCs, partnerships)

• Personal property (such as valuable collectibles or vehicles)

• Estate gifts or planned giving instruments

• Other unique non-cash assets

This approach allows donors to align their generosity with thoughtful financial stewardship, often unlocking significantly greater giving potential than through cash alone—while realizing favorable tax outcomes.

Let’s have a conversation. If you're considering a complex asset gift or would like to explore what’s possible, please reach out directly to John Nolan at jnolan@exago.org. We will work closely with you, your advisors, and the team at NCF to structure a gift that is tailored to your financial goals and your heart for ministry impact.

Strategic Charitable Giving through Appreciated Assets

One of the most tax-efficient ways to support Exago is by donating publicly traded securities or mutual funds. By giving appreciated assets held for more than one year, you may be able to reduce both your income tax and capital gains tax exposure.

Give More by Giving Stocks

This giving strategy may be ideal if:

• You hold publicly traded securities acquired over a year ago.

• Those assets have appreciated in value.

• You're looking for a way to maximize the impact of your gift while receiving meaningful tax benefits.
  

Tax Advantages of Gifting Securities

• Receive a charitable income tax deduction for the fair market value of the securities.

• Eliminate capital gains tax on the appreciated portion of the gift.
  

To initiate a stock or mutual fund transfer:

• Email bills@exago.org to notify us of your intent to give. We will provide the necessary account details.

• Once your broker completes the transfer, please confirm the number of shares, ticker symbol, and the fund designation (e.g., General Operations).

• Please allow 4–5 business days for the transaction to settle and be reflected as a recognized gift to Exago.

Flexible Giving with Immediate Tax Benefits

A Donor-Advised Fund offers a streamlined and tax-smart way to support the mission of Exago. You receive an immediate tax deduction when contributing to your DAF, and you retain the ability to recommend grants over time.

How DAFs Work:

• Set up a DAF through your financial institution, wealth advisory firm, or a community foundation.

• Recommend one-time or recurring grants (monthly, quarterly, or annually) to Exago Ministries.

• Giving through a DAF allows you to align generosity with your financial planning goals.

• Click here for a video on Donor-Advised Funds
  

Please Note:

• Your tax receipt will be issued by the DAF sponsor, not Exago.

• If your DAF grant is intended to fulfill a pledge, please notify your fund administrator so we can properly record your contribution.

• For Tax ID and documentation, contact bills@exago.org.
  

As always, consult your financial advisor to ensure this strategy aligns with your broader charitable giving plan.

A Smart Way to Give from Retirement Assets

If you are age 70½ or older, you may be eligible to make a Qualified Charitable Distribution (QCD) directly from your IRA to Exago. This can be an effective way to satisfy all or part of your Required Minimum Distribution (RMD) while reducing taxable income.

• The QCD must be made directly from the IRA custodian to Exago to qualify.

• Consult with your IRA administrator or tax professional for guidance on executing a QCD that meets IRS requirements.

Double Your Impact through Corporate Matching Many employers offer matching gift programs, often doubling the charitable contributions their employees make. Exago is a registered 501(c)(3) nonprofit and is eligible for most corporate matching programs, including those managed through Benevity.

• To explore your company's matching opportunities, contact your Human Resources department.